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Neighborhood Resources
Responsibilities
The City of Wichita Falls Neighborhood Resources Division administers two primary entitlement grants from the U.S. Department of Housing & Urban Development (HUD). These grants are the Home Investment Partnership Program (HOME) and the Community Development Block Grant (CDBG). Both funding sources are formula-based programs that primarily benefit low/moderate-income neighborhoods, non-profit organizations, persons, and households within the community.
Programs
Community Development Block Grant (CDBG)
The Community Development Block Grant Program is a flexible program that provides financial resources to address a wide range of unique community development needs by providing decent housing, a suitable living environment, and a chance to expand economic opportunities, primarily for low- and moderate-income persons. Each activity must meet one of the following national objectives for the program: benefit low- and moderate-income persons, prevent or eliminate slum or blight, or address community development needs having a particular urgency because existing conditions pose a serious and immediate threat to the health or welfare of the community for which other funding is not available.
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HOME Investment Partnership Program (HOME)
The HOME Program focuses on community housing needs. Funds are used for programs that support the construction, acquisition or repair of homes that benefit lower income households.
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First Time Home Buyer Program
Currently provides up to $7,500 for qualified first time home buyers to help pay expenses related to closing costs, down payment requirements, or reduction of the mortgage loan amount.
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Minor/Emergency Repair Program
The City administers a Minor/Emergency Repair Program that performs certain limited repairs of approximately $5,000-7,000 on single-family, owner-occupied homes of qualified low-moderate income applicants.
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Community Housing Development Organizations (CHDO)
A set-aside of 15% of each year’s HOME Program grant is awarded to a qualified Community Housing Development Organization (CHDO) to support the development of affordable housing for low income households within the city.
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HUD Fair Housing
HUD has played a lead role in administering the Fair Housing Act since its adoption in 1968. The 1988 amendments, however, have greatly increased the Department’s enforcement role. First, the newly protected classes have proven significant sources of new complaints. Second, HUD’s expanded enforcement role took the Department beyond investigation and conciliation into the area of mandatory enforcement.
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Fair Housing Poster
Annual Plans & Reports
As an entitlement city, detailed annual performance and evaluation reports (CAPERs) are submitted to HUD that outline goals and accomplishments achieved during the completed program year. Action Plans, outlining a program year’s anticipated activities, approved funding amounts, and the expected goals and accomplishments to be achieved are submitted to HUD prior to the beginning of a program year. These two reports provide the public valuable information about the effective use of federal grant dollars awarded the City of Wichita Falls.
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2015-2019 Consolidated Plan
Citizen Participation Plan
CDBG - Impact and Funding Need Report
Contact Us
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Contact Information
Neighborhood Resources
Suite 300
1300 7th St.
Wichita Falls, TX 76301
Phone: 940.761.7448
Fax: 940.761.6845
EmailHours
Monday - Friday
8:00 a.m. - 5:00 p.m.
- How do I apply for the First Time Home Buyer's Program?
- Will a poor credit rating affect the mortgage application or the application for FTHB Program assistance?
- Will homebuyers be required to repay the homebuyer assistance provided by the City of Wichita Falls?
- Will the homebuyer be charged interest for homebuyer assistance?
- Is a home inspection required?
- If the homebuyer is now divorced but previously owned a home with a former spouse, do they qualify as a first time homebuyer?
- How long does the process take after receiving an approval from my bank?
- Do I need to be a senior citizen to qualify for Minor/Emergency Repair assistance?
- Do I have to own my home to qualify for the Minor/Emergency Repair Program?
- Can I pick my own contractor for repairs provided by the Minor/Emergency Repair Program?
- Will the Minor/Emergency Repair Program pay for work that’s already done?
- How many times can I use the Minor/Emergency Repair Program?
- What income is considered for the First Time Home Buyer Program?